Journal article
Authors list: Meyll, Tobias; Pauls, Thomas
Publication year: 2019
Pages: 398-404
Journal: Finance Research Letters
Volume number: 31
ISSN: 1544-6123
eISSN: 1544-6131
DOI Link: https://doi.org/10.1016/j.frl.2018.12.007
Publisher: Elsevier
Abstract:
We document a significant gender gap in over-indebtedness, as we find women to be less likely to become over-indebted even after controlling for risk attitude, financial literacy and socio-demographic characteristics. However, once we account for loan purposes the gender gap diminishes. Our findings highlight the importance to account for loan purposes when analyzing individuals' debt behavior.
Citation Styles
Harvard Citation style: Meyll, T. and Pauls, T. (2019) The gender gap in over-indebtedness, Finance Research Letters, 31, pp. 398-404. https://doi.org/10.1016/j.frl.2018.12.007
APA Citation style: Meyll, T., & Pauls, T. (2019). The gender gap in over-indebtedness. Finance Research Letters. 31, 398-404. https://doi.org/10.1016/j.frl.2018.12.007
Keywords
ATTITUDES; Consumer debt; DEBT; FINANCIAL LITERACY; Gender gap; Loan purpose; Over-indebtedness; WOMEN
