Journalartikel
Autorenliste: Meyll, Tobias; Walter, Andreas
Jahr der Veröffentlichung: 2019
Seiten: 381-387
Zeitschrift: Finance Research Letters
Bandnummer: 28
ISSN: 1544-6123
eISSN: 1544-6131
DOI Link: https://doi.org/10.1016/j.frl.2018.06.009
Verlag: Elsevier
Abstract:
This study investigates whether the use of mobile payment technology is associated with individuals' credit card (mis-)behavior. Using a sample of more than 25,000 US households, we find that individuals using their smartphones to conduct mobile payments are more likely to exhibit costly credit card behavior. In addition, conditional on using mobile payments, our results provide further evidence that frequent usage of mobile payments is related to individuals' costly credit card behavior. Thus, our findings suggest a relationship between innovative payment methods and increases in individuals' overall spending.
Zitierstile
Harvard-Zitierstil: Meyll, T. and Walter, A. (2019) Tapping and waving to debt: Mobile payments and credit card behavior, Finance Research Letters, 28, pp. 381-387. https://doi.org/10.1016/j.frl.2018.06.009
APA-Zitierstil: Meyll, T., & Walter, A. (2019). Tapping and waving to debt: Mobile payments and credit card behavior. Finance Research Letters. 28, 381-387. https://doi.org/10.1016/j.frl.2018.06.009
Schlagwörter
Credit card behavior; FINANCIAL LITERACY; Household finance; Mobile payment; Pain of payment; PROBLEMATIC USE; Spending behavior
